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Understanding Your Notification Of Aid:

Based on your Admissions application and the FAFSA application you completed, the College is able to provide you with a Notification of Aid, which you will receive directly from the financial aid office at St. Thomas Aquinas College.

1. You must circle the items you want to accept, sign the form, and return it to the financial aid office in order to begin the process of accepting all forms of aid. If the form is not returned, these items will not be put onto your account.

a. federal or state aid that is being offered to you from the government;

b. college merit, academic, or need based awards;

c. college athletic awards – scholarships for your athletic achievement if a coach assigned an amount to you.

d. federal student loans and federal parent loans.

Items “a, b, and c, are not items you pay for – they are provided to you with no obligation to pay back unless they specifically state some type of repayment requirement or they were obtained with false information. 

If you see a federal PELL, SEOG, or NYS TAP award on your NOA, then it has been determined that you are eligible for those based on the results of your FAFSA and your NYS TAP Application. Federal and NYS aid is estimated pending state and federal budgets. 

If you have not completed a NYS TAP Application, you must do so. Even if you see an estimated award on your account, if you have not completed the application it will not appear as a deduction on your invoice from the business office.

The College may make changes to the NOA even after it is signed. If you receive a new one, you must sign that one and return it to the college.

Accepting Federal Direct Stafford Student Loans:

a.      Accept the Federal Stafford Subsidized Loan on your Notification of Aid (if offered);

b.      Accept the Federal Stafford Unsubsidized Loan on your Notification of Aid (if offered);

2. Complete the Entrance Counseling section for the loan.

You must sign in with the student FAFSA ID. Include the STAC code: 002832. This takes about 30 minutes and is done once during a 10 year period for student loans. Once you do it as a STAC student, you won’t have to do it again!

3. Complete the E-Master Promissory Note for the loan.

Once you do it as a STAC student, you won’t have to do it again!

For federal assistance with the electronic application process, call 1-800-557-7394.

Accepting Federal Parent Plus Loans

Parents can apply for federal parent plus loans using their FAFSA ID.

  1. Accept the Plus Loan on the Notification of Aid;
  2. Complete the PLUS Request Process for the loan.
  3. Complete the E-Master Promissory Note for the loan.

The financial aid office includes a Parent Plus amount on your Notification of Aid that is the maximum amount you can borrow for your child’s education based on all forms of aid you may be receiving from the college. You do not have to borrow the maximum. You may borrow any amount below that and you need to determine how much you will need. Use the STAC Code: 002832 and for federal assistance with the electronic application process, call 1-800-557-7394.

All loans are approved for the year, but only disbursed by the semester.





St. Thomas Aquinas College
125 Route 340
Sparkill, NY 10976



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