Financial Aid

FAFSA (Free Application For Federal Student Aid)

Student financial aid starts with the FAFSA form, and in order to apply for federal aid eligibility, you must file the FAFSA. The 2022-2023 FAFSA is open! You can now use 2020 income taxes to fill out the FAFSA (Free Application For Federal Student Aid)

The FAFSA form is available to students and parents to complete through the myStudentAid mobile app and the fafsa.gov website.

FSA ID information, tips, answers to questions, and a link to create an FSA ID are available at StudentAid.gov/fsaid.


The Biden Administration announced sweeping action on Federal Student Loans, including the cancellation of $10,000 in student loan debt for borrowers making less than $125,000 annually or families making less than $250,000 annually. Additionally, borrowers who recieved PELL grants in college will receive an extra $10,000 - totaling to $20,000 in forgiveness.

The One-Time Student Loan Debt Relief application will be available in October 2022. Log on to your studentaid.gov to be sure all of your contact information is current. Want to be prepared? Please follow the steps listed here: One-Time Student Loan Debt Relief 

For details on the Department of Education announcement, read here

THE PHOENIXX PHOUNDATION INC. Grant for stac Students 

Are you a sophomore, junior, or senior whose parent or guardian is being treated for breast, colon or pancreatic cancer and you need help with tuition and other college expenses?

Read more on our Scholarships page.

THE Student Financial Services Office IS VIRTUALLY ACCESSIBLE 

In an effort to manage social distancing, while still striving to provide our students and families with excellent customer service, the Student Financial Services Office is pleased to announce a new appointment scheduling procedure. 

If you have questions or need assistance with your Financial Aid, please complete this form to schedule a time with one of our team members. For phone appointments, we will call the number provided at the scheduled time and for Google Meet sessions, a confirmation/link will be sent to your stac.edu email. 

For more information, please contact the Office of Student Financial Services at 845-398-4042 or email at [email protected].


Important ETA Update: Beginning with the 2020-21, St. Thomas Aquinas College will no longer be accepting new applications for NYS ETA. 

Higher education services Corporation (HESC) - New York State TAP 

Tuition Assistance Program (TAP), NYS Grants and Scholarships

Schedule an appointment to speak with HESC. Appointments are available between 9:00 a.m. and 4:30 p.m. ET Monday through Friday.


As you may have heard, the recently signed CARES Act provides broad relief for federal student loan borrowers including an administrative forbearance which will provide many relief from payments as well as accruing interest. 

Please contact your loan servicer for more information and for full details click here


The DREAM Act opens the doors of higher education to thousands of students, providing access to the new Excelsior Scholarship, the Tuition Assistance Program, as well as other state‐administered scholarships that were not previously available to them. To determine if you are eligible and for the full announcement, please visit the HESC website.

St. Thomas Aquinas College is happy to partner with you to help you finance your education. That’s why 85% of our students receive some form of financial aid including scholarships, grants, awards, and subsidized loans. We accept students regardless of their finances and we work to create a financial aid package that helps make your education affordable.

Our Financial Aid Checklist can help walk you through the process. And our staff is available year-round to help you get all the information you need about qualifying for, applying for and receiving financial aid. Our goal is to help you understand the financial aid process and make your college education affordable.

Student Financial Services Team

Joanne Sullivan, Director

[email protected]

Cindy Garvey,  Associate Director 

[email protected]

Colleen Gill, Assistant Director

[email protected]

Alyssa Gianzero, Financial Aid Counselor

[email protected]

Danielle Ciafardini, Financial Aid Counselor

[email protected]